I love spending money on myself, but I also love to travel. I am going to share my secret of how I save for a holiday.

How to save for a holiday and still live fabulously:

  1. Draw up a budget of your set monthly expenses
  2. Be honest to the last cent on how much your real expenses are
  3. Decide on the bare minimum of what you are willing to spend on entertainment and luxuries
  4. What is left of your income, split in 2
  5. 50% goes into your holiday fund and 50% stays in your account
  6. At the end of the month, transfer all money left in your account into your holiday fund
  7. Open a 32 day notice account for your holiday fund – because you know when you want to leave for a holiday and can time the payout
  8. An account that requires a notice period will discourage impulse usage of your holiday fund
  9. Stick to transferring money to your holiday fund account and you will soon have a nice little sum

You don’t have to cut on your daily luxuries too much to not pay for your travels on credit – you just have to save for your holiday and stick to what you put down in your budget,



Susann is a travel, parenting, beauty and lifestyle blogger in Johannesburg, South Africa.

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