So we all know bags go missing and accidents and life happens – well, this is where travel insurance comes in. You don’t want to go on your dream holiday and end up in debt for the rest of your life because you didn’t think travel insurance is necessary.

If you are with FNB and you pay for your holiday with a qualifying card, you could get your travel insurance for free (if you are younger than 70). Plus you can do it online – no more calling and listening to elevator music. I have used the FNB/TIC travel insurance for every trip since 2008!

Usually your travel insurance covers the following:

  • Death and disability cover
  • Luggage cover
  • Medical emergencies

I usually just take the free option as it covers quite a bit. You can upgrade to a paid higher level of cover. I’m attaching the screenshot from FNB’s travel insurance – but if you are with another bank, just enquire if they offer you the same benefits.

If you need to shop around for travel insurance you can use these handy links to get quotes from:

My best advice when traveling is to rather be safe than sorry – and just get the travel insurance sorted before you go. It takes a few minutes and you are covered.


Susann is a travel, parenting, beauty and lifestyle blogger in Johannesburg, South Africa.

Write A Comment